What The Heck is a Credit Union?

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Our credit union is online and ready to help. Click to join the credit union now.


It’s a simple and quick process to join.  You can follow the link below and open an account right online.  In just minutes, you’ll be on your way better banking!

More Reasons to Join!

Better Loan Rate

Credit Unions offer much better rates than banks*:
36 mo. Used Car Loan: 5.75% vs. 6.69% at banks
Home Equity Loan, LOC, 80%: 8.07% vs. 8.18% at banks

No Monthly Fees

Say goodbye to monthly service fees, minimum balances and checking account fees!

Better Customer Service

It’s not just common knowledge, but verified by surveys; credit unions offer much better customer service than banks**.

Better Rates, Better Fees, Better Service!

Not every person can join every Credit Union. Each Credit Union has their own membership requirements. Visit www.firstharvestcu.com for account opening and membership requirements.  You may also qualify for a nonmember depository account.

*Data extracted by NCUA from S&P Global Market Intelligence databases (https://www.spglobal.com/marketintelligence/en/) on July 19, 2023. The data represent interest rates reported by active banks and credit unions for the last Friday of the quarter (June 30, 2023​).

**Based on 2015 Temkin Experience Ratings, the most comprehensive benchmark of customer experience. (https://experiencematters.blog/2015/03/03/2015-temkin-experience-ratings/)